With the abundance of options available, selecting a motorbike can be an overwhelming task. It is advisable to carefully consider your usage requirements and personal preferences. Additionally, budget constraints, along with essential considerations like safety equipment and motorcycle insurance, will play a significant role in your decision-making process. From city commutes to cross-country adventures, there are numerous reasons why individuals become motorcycle enthusiasts. However, before making a purchase, it is crucial to evaluate your needs thoroughly.
Peter Margin, QBE's National Motorcycle Product Specialist, suggests three key factors to consider:
1. Motorbike style
Choosing the right model can be daunting due to the wide variety of bike types available. Margin recommends considering personal preferences such as affordability, experience level, and practicality to narrow down your options.
"Start by determining the type of riding you will be doing and find a bike that suits your lifestyle. If you plan on covering long distances, a touring bike may be the most suitable choice. For those who prefer twisty roads and day trips, a sports bike might be more appropriate. If your bike will primarily be used for commuting, a lightweight and nimble scooter is worth considering. Alternatively, if you are looking for a versatile option for general riding, a basic or naked standard bike could be ideal."
2. Motorbike comfort
Prioritizing comfort is important as it directly impacts your safety and overall riding experience. Margin emphasizes that being comfortable on your motorcycle is crucial for maintaining concentration.
"The most comfortable motorbike choice varies depending on your position preference and how well the bike fits your body. The ergonomics of the bike and the sitting position are also significant factors. Do you prefer a relaxed cruiser-style position, an upright position, or a head-down aerodynamic sports position? Sitting on various models and designs will help you determine which riding position works best for you. Make sure to try out potential options before making a decision."
3. Motorbike budget
Purchasing a motorcycle is often driven by passion, which can lead to stretching your budget for your dream bike. However, Margin advises considering additional costs that may not be initially apparent.
"When buying a bike, riders typically think about costs like safety gear and accessories. However, insurance and ongoing maintenance expenses should also be factored in. The type of motorcycle can affect insurance premiums. For instance, high-powered sports bikes with extensive plastic bodywork usually have higher insurance costs compared to bikes with exposed engines and no plastic bodywork," he explains.
Furthermore, the choice between a brand-new or used motorcycle can have long-term cost implications, necessitating a careful evaluation of the pros and cons.
"New motorcycles generally come with a higher price tag but often include a warranty. On the other hand, used motorcycles are more affordable, but there is a chance of hidden maintenance and repair costs. It is essential to consider these factors and exercise due diligence if purchasing a second-hand bike."
These factors should be carefully weighed when making your decision.
With the abundance of options available, selecting a motorbike can be an overwhelming task. It is advisable to carefully consider your usage requirements and personal preferences. Additionally, budget constraints, along with essential considerations like safety equipment and motorcycle insurance, will play a significant role in your decision-making process. From city commutes to cross-country adventures, there are numerous reasons why individuals become motorcycle enthusiasts. However, before making a purchase, it is crucial to evaluate your needs thoroughly.
